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Bathroom Remodeling

Kitchens ranked as one of the most popular renovation projects homeowners took on for decades. One reason for this is that the kitchen is a room where functionality is important and its contribution to resale value is high. In the past few years, however, bathroom remodeling has begun to rival its popularity in Macomb and Oakland county. Should you get started on your own bathroom refinishing project?

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Why Homeowners Remodel Bathrooms

There are several reasons homeowners prefer to start with a bathroom remodel or move on to this immediately after finishing the kitchen. Here are some of the most common reasons we have come across so far:

  • Improving accessibility for seniors who want to age in place or for someone who has suffered a long-term or permanent disability
  • Creating a spa-like feel in the master bathroom to make it more enjoyable and relaxing
  • Updating outdated fixtures that make the home look dated, especially as younger buyers move into the market
  • Making the bathroom more efficient by changing out the toilet, faucets, heaters and showerheads to reduce consumption and energy use
  • Increasing the size of a bathroom for aesthetic or functional reasons
  • Completing a disaster cleanup

How Bathroom Remodeling Benefits Families

While everyone certainly has their own personal reasons for undertaking a bathroom remodeling, there are several benefits most people can enjoy. One of the most common is that it increases the value of the home, especially if the fixtures were outdated or in need of repairs. In fact, HGTV estimates that you can reclaim 102% of a minor bathroom remodel when you sell your home.

If one of the reasons for your remodel was the need for repairs due to leaks, you can save yourself a lot of money. The cost of leaks can add up over time and it affects not just the homeowner but the environment. If the leaks cause damage to your home, the sooner you tackle this, the better.

A third benefit is that you can reduce clutter in your home by creating a bathroom that serves its full purpose. For instance, imagine how much space you could free up in your linen closet if your bathroom had space for a proper laundry hamper, toilet paper, towels and other bathroom necessities.

What To Expect From Our Team

Whether you want to modernize your home or embrace its old charm, we have the bathroom renovation experience you need to move forward. We provide a full-service experience that eliminates the need for you to negotiate several different contracts with multiple contractors to get one project completed.

One of the biggest turnoffs for people who want to pursue renovations is the cost, but we provide affordable services to fit any reasonable budget. Many companies achieve this by cutting corners or using cheaper materials. We build strong relationships with key suppliers that help us source everything you need without needing to worry about inflated prices.

When it comes to the quality of our work and the skill levels of our workers, expect only the best. We are bonded, licensed and insured to protect your investment in your home. Our team also has a strong knowledge of the local building codes and any necessary permits to ensure we proceed with your bathroom remodeling project the right way.

How To Get Started

Maxwell Building Services is only a quick phone call away and you can reach us any time on any day of the week. We promise a quick response and aim to provide you with a beautiful and functioning bathroom as quickly as possible. Give us a call at 586-299-1981 to get a quote today or ask us any of the many questions you might have about bathroom renovations. We look forward to speaking with you soon.


FHA 203k Remodeling

An FHA 203k loan, (sometimes called a Rehab Loan or FHA Construction loan) allows you to finance not one, but two major items 1) the house itself, and; 2) needed/wanted repairs. Because the lender tracks and verifies repairs, it is willing to approve a loan on a home it wouldn’t otherwise consider. The loan addresses a common problem when buying a fixer home: lenders often don’t approve loans for homes in need of major repairs. A home must meet certain safety and livability standards. Some home buyers are handy enough to buy the house and fix it up themselves. But, if the home is too run down, you can’t get a loan in the first place. The 203k lets you buy and fix up a house in one transaction, allowing the lender to approve the loan despite its initial condition. Maxwell Building Services are 203k loan contractors that can help you with remodeling and installation after your loan is approved.

There are two types of 203k loans. Which one you choose depends on the extent of the repair work.

Limited 203k mortgage (formerly known as the 203k Streamline)

This option allows you to do most cosmetic repair work. Things like kitchens and bathrooms.

The stated limit to costs is $35,000. However, an FHA 203k loan requires a “buffer” equal to 15 percent of the total bids. This buffer is called a contingency. It’s a “just in case” fund to cover cost overruns by your FHA loan contractor. (If the contingency fund is not used, it is credited back to you). So, your “real” maximum repair job can cost around $31,000.

Most non-structural, non-luxury items are acceptable:

  • Kitchen and bathroom remodels
  • Appliance replacement
  • Carpet and flooring
  • Roof replacement
  • Painting
  • Repairing safety and health issues
  • Energy-efficient improvements
  • And much more

In short, you can’t do anything structural (move load-bearing walls, add rooms) or change the footprint of the home.

So why choose the Limited 203k option? Because more lenders offer it than the full 203k. And, it’s a much simpler process than the standard option.

203k standard

With this option, you can do just about anything you want to the home, except non-permanent changes or adding luxury amenities.

Structural alterations

  • Convert a one-family home into a 2-, 3-, or 4-unit home, or vice versa
  • Connect to public sewer or water
  • Some larger landscaping projects
  • Improve accessibility for disabled persons
  • Move the house to a different site

If you are interested in FHA 203k loan remodeling, call us today to speak to someone at our FHA 203k remodeling firm. An FHA 203k loan contractor will speak with you about your best options and answer any lingering questions you may have.

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